Debtor not replying? ‘Small’ debt?Too small and expensive to take to court? What to do? Try this …

Dear Mr Smith,
Records indicate that we have now tried every reasonable way to have this account settled without having to resort to policy.
If/when this becomes necessary when next reviewing your account additional costs will be incurred which may ultimately become payable by yourself should our claim against you be successful.
Settlement of this matter is now a matter of principle. Be advised that if this account is not settled by 2.00pm of Thursday, 02 May it will be referred to another party to recover payment and the additional costs on our behalf.
Records indicate that we have now tried every reasonable way to have this account settled without having to resort to policy.
If/when this becomes necessary when next reviewing your account additional costs will be incurred which may ultimately become payable by yourself should our claim against you be successful.
Settlement of this matter is now a matter of principle. Be advised that if this account is not settled by 2.00pm of Thursday, 02 May it will be referred to another party to recover payment and the additional costs on our behalf.
Why it works …
* it blames ‘records’ for having to get ‘heavy’
* it advises that you may have to ‘resort to policy’ (even if you haven’t GOT a policy!)
* it suggests that the debtor MAY have to pay more if he doesn’t pay now
* it’s very time-specific
* it’s now become ‘a matter of principle’
* it doesn’t say ‘lawyers’, uses the vague term ‘another party’.
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